logo

Point of View: Digital Currency Electronic Payment (DCEP) and Stablecoins are more complementary than opposed to each other, but there is competition in terms of user mindset and payment gateways

By: theblockbeats.news|2025/09/15 06:22:47

BlockBeats News, September 15th. According to Caixin, Liu Xingliang, a member of the Expert Committee on Information and Communication Economy of the Ministry of Industry and Information Technology, stated that the People's Bank Digital Currency (Hong Kong version of the "Fiat-Anchored Stablecoin") is issued by licensed institutions, requires a 1:1 high-quality reserve, and involves transparent supervision and custody arrangements, making it closer to commercial innovation and the Web3 ecosystem. Stablecoins in on-chain scenarios, 24x7 cross-platform clearing and settlement, DeFi/Blockchain Games/Real World Assets (RWA) tokenization, and other "native on-chain" ecosystems are more flexible, but they require strong constraints to prevent runs and on-chain risk spillovers.

Regarding cross-border and interoperability, the digital yuan focuses more on official cross-border interconnection (such as the mBridge wholesale multi-CBDC platform), emphasizing instant, atomic settlement, and compliance. Stablecoins are naturally 24x7 cross-border accessible, connect to global on-chain liquidity, but anti-money laundering/sanctions compliance and reserve security are key. The digital yuan represents the "national-level base" (stability and regulation), while stablecoins represent the "market-oriented frontend" (agility and speed). They complement more than they oppose each other, but there will be some competition in user perception and payment gateways.

WEEX organiza una fiesta cripto elite exclusiva en Turquía
Anticipo de WEEX en TOKEN2049: Siente la energía

También te puede interesar

Compartir
copy

Ganadores

Últimas noticias sobre criptomonedas

14:01

「Bull Buddy」 is once again hyping up for a long position, with an average entry price of $31.97.

13:59

Kalshi has completed a $1 billion funding round at a $1.1 billion valuation

13:57

Coinbob has launched an on-chain address monitoring and copying tool for the Pacifica chain, allowing users to synchronize and earn Pacifica token rewards.

13:54

OpenMind is pleased to announce a partnership with Circle to build AI-powered payment infrastructure.

13:51

Circle announces Foundation, initial phase aims to enhance financial resilience of small businesses in the U.S.

Leer más
Comunitario
icon
icon
icon
icon
icon
icon
icon

Atención al cliente@weikecs

Cooperación empresarial@weikecs

Trading cuantitativo y MM[email protected]

Programa VIP[email protected]