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Viewpoint: Stablecoins possess the characteristics of a "quasi-currency," bridging the gap between a payment tool and fiat currency

By: theblockbeats.news|2025/07/30 02:22:34

BlockBeats News, on July 30, Zhang Jianhua, Director of the Institute of Fintech Research, Tsinghua University PBC School of Finance, stated that stablecoins are not legal tender, but they cannot be simply regarded as a payment tool either. In addition to not being issued by a central bank and not having legal status, stablecoins have actually acquired many characteristics of currency. This "quasi-currency" nature determines that the necessity and strictness of regulation should be much higher than that of ordinary investment products.

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