Point of View: Digital Currency Electronic Payment (DCEP) and Stablecoins are more complementary than opposed to each other, but there is competition in terms of user mindset and payment gateways
BlockBeats News, September 15th. According to Caixin, Liu Xingliang, a member of the Expert Committee on Information and Communication Economy of the Ministry of Industry and Information Technology, stated that the People's Bank Digital Currency (Hong Kong version of the "Fiat-Anchored Stablecoin") is issued by licensed institutions, requires a 1:1 high-quality reserve, and involves transparent supervision and custody arrangements, making it closer to commercial innovation and the Web3 ecosystem. Stablecoins in on-chain scenarios, 24x7 cross-platform clearing and settlement, DeFi/Blockchain Games/Real World Assets (RWA) tokenization, and other "native on-chain" ecosystems are more flexible, but they require strong constraints to prevent runs and on-chain risk spillovers.
Regarding cross-border and interoperability, the digital yuan focuses more on official cross-border interconnection (such as the mBridge wholesale multi-CBDC platform), emphasizing instant, atomic settlement, and compliance. Stablecoins are naturally 24x7 cross-border accessible, connect to global on-chain liquidity, but anti-money laundering/sanctions compliance and reserve security are key. The digital yuan represents the "national-level base" (stability and regulation), while stablecoins represent the "market-oriented frontend" (agility and speed). They complement more than they oppose each other, but there will be some competition in user perception and payment gateways.
Vous pourriez aussi aimer
À la hausse
Dernières actus crypto
La présumée "1011 Insider Whale" a accumulé 77 385 ETH au cours des 2 dernières heures
Berenstein: Les fondamentaux des sociétés cryptographiques « restent solides », la baisse actuelle du marché baissier montre des différences fondamentales
Une certaine PIPPIN Diamond Hand a choisi de vendre après avoir détenu la pièce pendant plus d'un an, réalisant un bénéfice de 4066%.
Une adresse ICO contenant 40 000 EPF, qui était en sommeil depuis plus de 10 ans, s'est réveillée pour déposer l'EPF en jalonnement.
Zama: La vente de jetons d'enchères néerlandaises à enchère scellée débutera le 12 janvier
Assistance client:@weikecs
Collaborations commerciales:@weikecs
Trading quantitatif/Market makers:[email protected]
Programme VIP:[email protected]