Stellar (XLM) Price Prediction: Can Stellar (XLM) Go to $10?

What is Stellar (XLM)?

Stellar is an open-source blockchain network designed to enable quick and affordable payments and asset transfers across borders. It was launched in 2014 by Jed McCaleb, co-founder of Ripple, together with Joyce Kim, with the aim of building a more inclusive and accessible financial system.

The network is supported by the Stellar Development Foundation (SDF), a nonprofit organization that manages its ongoing development and adoption. The SDF’s role includes maintaining Stellar’s open-source code, fostering ecosystem growth, and advancing financial inclusion by supporting use cases, such as remittances and asset tokenization.

XLM Price Prediction 2025

Our outlook for Stellar (XLM) in 2025 is decidedly optimistic, shaped by both macroeconomic catalysts and the asset’s unique positioning. The broader market appears to be gathering momentum for a significant upward cycle, which historically benefits established altcoins like XLM.

A pivotal factor is the U.S. political landscape. With Donald Trump taking office in January 2025 and his administration's pro-digital asset stance—including proposals for a national crypto framework and Bitcoin reserves—the stage is set for regulatory clarity that could fuel a market-wide rally. This sentiment often spreads globally, amplifying positive momentum.

Historically, XLM has demonstrated explosive potential in post-halving years. Following the 2020 Bitcoin halving, XLM surged from $0.07 to an impressive $0.93 in 2021. With the most recent halving occurring in April 2024, 2025 aligns perfectly with this cyclical pattern, suggesting a strong repeat performance is possible.

A key differentiator for Stellar is its adherence to the ISO 20022 standard, a messaging protocol already integrated by major financial institutions. This places XLM in a rare category of cryptocurrencies capable of bridging traditional finance with decentralized networks. As the world seeks more efficient, low-cost remittance solutions, Stellar’s protocol is well-positioned to become a foundational technology for cross-border payments.

Our 2025 Price Forecast:

• Maximum Price: $0.75
• Minimum Price: $0.12
• Average Price: $0.48

Stellar Price Prediction for 2025

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XLM Price Prediction 2026

Following a potential bull market peak in 2025, 2026 may see a period of consolidation for Stellar. Historical patterns indicate that after significant rallies, assets often experience corrective phases as profit-taking occurs. XLM's performance in 2022, following the 2021 highs, serves as a reference point for this typical market behavior.

However, the extent of any pullback will be heavily influenced by the network's ability to maintain developer engagement and real-world adoption momentum. Should Stellar continue to secure partnerships and increase its utility in the payments sector, it could establish a higher support level than in previous cycles.

Our 2026 Price Forecast:

• Maximum Price: $0.98
• Minimum Price: $0.59
• Average Price: $0.77

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XLM Price Prediction 2030

A long-term valuation of Stellar (XLM) necessitates an understanding of the evolving cross-border payments landscape. JP Morgan analysis projects a steady 5% annual growth in international transfers through 2027, driven by expanding global trade and technological advancement. A significant pain point remains the lack of infrastructure for instant, seamless settlements—a gap that blockchain technology is uniquely suited to address.

As a leading protocol designed for efficient, low-cost international transfers, Stellar (alongside peers like Ripple) is poised to capture value from this growing market need.

The project's own ambitious trajectory, as outlined in the Stellar Development Foundation's roadmap, aims to transcend its identity as a payments network. The goal is to evolve into a comprehensive financial platform targeting a place among the top 10 DeFi ecosystems. Key objectives include achieving a $1.5 billion Total Value Locked (TVL), attracting 5 million monthly active users, and onboarding $3 billion in real-world asset (RWA) value onto the network. This strategic focus on tangible utility and scalable growth underpins its long-term potential.

Our 2030 Price Forecast:

• Maximum Price: $4.67
• Minimum Price: $1.78
• Average Price: $3.56

Stellar Price Prediction for 2030

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Can Stellar (XLM) Go to $10?

Yes, Stellar can go $10 in the long-term if its demand and relevancy persist. In the contemporary world, multiple financial institutions seek an effective solution to reduce the high remittance and time involved in transferring money across borders. In such a time, XLM can gradually emerge as an effective solution, filling the gap in international financial transactions.

Since key financial players like Mastercard and Franklin Templeton have already shown interest in integrating their existing services with Stellar protocol, it hints towards more adoption of Stellar in the upcoming years. XLM also has a limited supply of 50 billion, which can further boost its demand and price. However, currently, XLM is trading at way less than $1, meaning it requires a significant surge to hit the $10 mark. This is why it may take years for XLM to hit the $10 mark.

As per our Stellar (XLM) price prediction, XLM can hit $10 between 2030 and 2040.

How to Buy Stellar (XLM) on WEEX?

You can access XLM on WEEX. The project's rapid growth and significant trading volumes have made it available across multiple established exchanges, providing investors with multiple avenues for participation.

You can trade tokens on WEEX for ultra-low fees by following these steps:

1. Open and log in to the WEEX App or official website.
2. Search for "XLM" in the search bar and select either Spot or Futures trading.
3. Choose your order type, enter the quantity and price, and complete your trade.

Key Factors Influencing Stellar’s Future Price

Stellar's journey toward 2030 will be dictated by its performance across several critical domains. Its price trajectory hinges not on a single factor, but on the complex interplay of technological advancement, real-world utility, and market dynamics. The following pillars outline the core areas that will ultimately determine XLM's place in the future financial ecosystem.

Technological Evolution: Beyond Simple Payments

The successful integration of the Soroban smart contract platform marks a fundamental shift for Stellar, transforming it from a specialized payments rail into a versatile ecosystem for DeFi and dApps. Future value will be driven by continuous, meaningful upgrades that enhance throughput, reduce latency, and enable seamless cross-chain communication. The network's ability to scale without compromising its core benefits of low cost and speed is paramount.

Mainstream Integration: The Adoption Imperative

Technology alone is insufficient without usage. Stellar's strategic partnerships with established giants like MoneyGram and Franklin Templeton validate its model and open doors to massive user bases. The next phase of growth requires converting these pilot programs into deeply embedded, high-volume financial pipelines. Widespread adoption by banks, payment processors, and governments for daily settlements and remittances will create consistent, organic demand for XLM.

The Ecosystem Flywheel: Stablecoins and Real-World Assets (RWAs)

Stellar's utility as a settlement layer is amplified by the assets it carries. The growth of USDC and other stablecoins on the network drives transaction volume and attracts users. Furthermore, Stellar's position in the tokenization of real-world assets (RWAs)—such as stocks, bonds, and commodities—could be a game-changer. A thriving ecosystem of digital assets creates a powerful network effect, locking in value and solidifying XLM's role as the network's essential intermediary asset.

The Regulatory and Competitive Landscape

Stellar operates in a high-stakes environment defined by two external forces:

• Regulation: The absence of regulatory clarity is a significant headwind. Positive, clear frameworks for blockchain-based payments, particularly in major economies like the U.S. and E.U., could unlock institutional capital and partnerships. Conversely, restrictive or hostile policies would severely limit its growth potential.
• Competition: The race for dominance in cross-border payments and tokenization is intense. Stellar must continuously prove its advantages in cost-efficiency, transaction speed, and developer experience against rivals like Ripple (XRP), Algorand, and central bank digital currencies (CBDCs). Its long-term market share depends on maintaining a clear competitive edge.

Macroeconomic Cycles and Market Psychology

As a digital asset, XLM cannot escape the gravity of broader market cycles. Its performance has historically been correlated with Bitcoin's halving cycles and general crypto market sentiment. Periods of global liquidity and risk-on investment behavior typically fuel its strongest rallies. Investors must account for these macro tides, which can temporarily overshadow Stellar's fundamental progress during market-wide downturns or euphoric peaks.

Conclusion

Stellar (XLM) continues to solidify its position as a purpose-built blockchain, distinguished by its focus on tangible financial utilities such as cross-border payments, stablecoin infrastructure, and promoting economic inclusion. The network's ongoing evolution—powered by the launch of Soroban smart contracts, a growing roster of institutional partnerships, and deep integration with leading stablecoins like USDC—is systematically transforming it from a specialized payments rail into a comprehensive, multi-functional financial platform.

While short-term price action for XLM will inevitably be influenced by broader crypto market sentiment, its long-term fundamentals point toward sustained growth. Based on current trajectories, conservative models suggest a potential valuation near $2.00 by 2030. In a more optimistic scenario where institutional and consumer adoption accelerates significantly, XLM could surpass the $3.00 mark.

Ready to position yourself for the future of finance? Start trading Stellar (XLM) today on WEEX, where you can access a secure, user-friendly platform and deep liquidity for your digital asset investments.

Further Reading

• Plasma (XPL) Price Prediction for 2025, 2026–2030
• Solana Price Prediction: Can Solana Hit $1,000?
• YieldBasis (YB) Price Prediction 2025–2030: Is Another 100x Crypto Surging?

Disclaimer: The opinions expressed in this article are for informational purposes only. This article does not constitute an endorsement of any of the products and services discussed or investment, financial, or trading advice. Qualified professionals should be consulted prior to making financial decisions.