Point of View: Digital Currency Electronic Payment (DCEP) and Stablecoins are more complementary than opposed to each other, but there is competition in terms of user mindset and payment gateways
BlockBeats News, September 15th. According to Caixin, Liu Xingliang, a member of the Expert Committee on Information and Communication Economy of the Ministry of Industry and Information Technology, stated that the People's Bank Digital Currency (Hong Kong version of the "Fiat-Anchored Stablecoin") is issued by licensed institutions, requires a 1:1 high-quality reserve, and involves transparent supervision and custody arrangements, making it closer to commercial innovation and the Web3 ecosystem. Stablecoins in on-chain scenarios, 24x7 cross-platform clearing and settlement, DeFi/Blockchain Games/Real World Assets (RWA) tokenization, and other "native on-chain" ecosystems are more flexible, but they require strong constraints to prevent runs and on-chain risk spillovers.
Regarding cross-border and interoperability, the digital yuan focuses more on official cross-border interconnection (such as the mBridge wholesale multi-CBDC platform), emphasizing instant, atomic settlement, and compliance. Stablecoins are naturally 24x7 cross-border accessible, connect to global on-chain liquidity, but anti-money laundering/sanctions compliance and reserve security are key. The digital yuan represents the "national-level base" (stability and regulation), while stablecoins represent the "market-oriented frontend" (agility and speed). They complement more than they oppose each other, but there will be some competition in user perception and payment gateways.
Também poderá gostar de
Em alta
Últimas notícias cripto
Suspect "1011 Insider Whale" acumulou 77,385 ETH nas últimas 2 horas
Berenstein: Fundamentos da empresa de criptomoedas "Mantenha-se forte", declínio atual do mercado de ursos mostra diferenças fundamentais
Um certo PIPPIN Diamond Hand escolheu vender depois de ter mantido a moeda por mais de 1 ano, realizando um lucro de 4066%.
Um endereço ICO que detém 40.000 ETH, que estava dormente há mais de 10 anos, despertou para depositar o ETH em apostas.
Zama: Venda de tokens de leilão holandês começará em 12 de janeiro
Apoio ao cliente:@weikecs
Cooperação empresarial:@weikecs
Trading quant. e criação de mercados:[email protected]
Serviços VIP:[email protected]