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Federal Reserve Governor Waller: Fed Will Take More Proactive Approach to Embrace Advances in the Payment Space
BlockBeats News, October 21st, according to Bloomberg, Federal Reserve Governor Christopher Waller stated that the Federal Reserve will be more proactive in exploring how to embrace innovation in the payment space.
In his remarks at the Fed's payment innovation conference, Waller mentioned that staff had been asked to explore the concept of a "FedAccount," calling it a "new era" for the Fed's payment operations. FedAccounts would have limited access to Federal Reserve services and undergo a simplified screening process. These accounts would not earn interest, do not have overdraft capabilities, cannot use the discount window, and may face balance limits. Federal Reserve staff are looking into proposals to offer "FedAccounts" to businesses that currently rely on third-party banks.
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